Life Insurance
Make sure the people you love are taken care of, no matter what.
- Term & whole life coverage
- Indexed universal life (IUL)
- Living benefits
- Mortgage protection
- Final expense
Helping families build wealth and entrepreneurs create legacy. We turn good financial habits into generational impact — protection today, freedom tomorrow.
Or call (951) 217-5092
Whether you're starting a family, buying a home, or planning for retirement, we design a plan around your goals — not a one-size-fits-all product.
Make sure the people you love are taken care of, no matter what.
Grow and protect your savings so you can retire on your terms.
Practical tools to build wealth and create a lasting family legacy.
"A good man leaves an inheritance to his children's children." We exist to help families do exactly that — build a Kingdom legacy.
Raymond "Ray" Negrete leads Kingdom Legacy, a growing financial services agency based in Moreno Valley, California. Ray and his team serve families across the Inland Empire with life insurance, retirement and wealth-building strategies.
Beyond the office, Ray is a devoted husband and serves as a youth pastor — values that shape how Kingdom Legacy treats every client: with honesty, care, and a long-term view of what really matters.
Book a free 15–30 minute conversation with a licensed agent.
We learn your goals, family needs and current coverage.
We shop top-rated carriers and build a plan that fits your budget.
Get covered — and get ongoing support as life changes.
Kingdom Legacy is always looking for driven, goal-oriented people who want to make a real impact. Whether you're licensed or brand new to the industry, we'll train and mentor you.
Results vary. No income is guaranteed, and success depends on individual effort, licensing and market conditions.
Yes. The initial conversation with a licensed agent is free and comes with no obligation. It usually takes 15 to 30 minutes.
Life insurance (term, whole life, indexed universal life, mortgage protection and final expense), retirement planning (annuities, IRA and 401(k) rollovers, income planning) and financial services such as needs analysis, cash-flow strategy, college savings and business owner planning.
No. Kingdom Legacy agents are independent and compare options from multiple carriers to build a plan around your goals and budget. Product availability varies by state.
It depends on your age, health, the type of policy and the amount of coverage. A licensed agent can walk you through options during a free review.
No. Whether you are already licensed or brand new to the industry, Kingdom Legacy provides licensing support, training and mentorship. Results vary and no income is guaranteed.
Our office is at 23328 Olivewood Plaza Dr, Moreno Valley, CA 92553. We serve families across the Inland Empire, Monday through Saturday by appointment.
Schedule a free, no-obligation review. We'll answer your questions and show you options — no pressure, ever.
Call or text(951) 217-5092
Office23328 Olivewood Plaza Dr, Moreno Valley, CA 92553
Instagram@kl.financial · @ray.twla
HoursMon–Sat · By appointment